Financing Options

AAMCO Synchrony Car Care^TM Credit Card

Good option for customers with ‘good’ to ‘excellent’ credit

FEES: No annual fee^Ɨ credit card / No application fee / $0 fraud liability

AVAILABLE CREDIT LINES: up to $10,000

PROGRAM BENEFITS:

• 6 months promotional financing on purchases of $199-$749.99*
• 12 months promotional financing on purchases of $750+*
• Accepted at participating AAMCO locations and over 500,000 auto parts and service businesses.**
• Use your card to fuel up at 200,000+ stations nationwide across all major gas brands.**
• Click here to estimate your AAMCO credit card monthly payment. 

Get a decision in seconds with no impact to your credit bureau score.

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LENDER DISCLOSURES: *,Ɨ A Promo Fee does not apply to this offer. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.**Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico.

American First Finance

PROGRAM BENEFITS: 

• No Credit Needed*
• Approvals from $200-$5,000^
• 101-Day Early Payoff Discount available†
• Payments that fit your pay schedule

Click here to apply

LENDER DISCLOSURES: 

*Approval is possible without a FICO® Score, but credit may be checked. 

^ Products may vary. New customers may be approved for loan amounts up to $3,500 and returning customers up to $5,000. See agreement for details. 

†You can save money on interest or finance charges when you pay off in full within the Early Payoff Discount Period. See contract for details.

*For Bank Products:* Subject to approval and standard underwriting criteria. Loans are originated by FinWise Bank, a Utah-chartered bank located in Murray, Utah, Member FDIC. Decisions and funding may take additional time and not be same day, including if more information is needed to complete an application. Terms and conditions subject to change at any time without prior disclosure or notice. 

*For Retail Installment Sales Agreement:* A retail installment sales agreement is subject to approval and verification. Terms and conditions subject to change at any time without prior disclosure or notice.

GENERAL DISCLOSURE: AAMCO of South Plainfield does not make loan offers, but pairs potential borrowers with lenders and lending partners. AAMCO of South Plainfield is not a lender, does not make credit decisions, broker loans, or make personal cash loans. AAMCO of South Plainfield does not charge fees for these services and products and does not represent or endorse participating loan lenders (third party lenders) or lending partners, services, or products. AAMCO of South Plainfield does not guarantee that completing an application or inquiry form will result in you being paired with a lender or lending partner or being approved for a loan. Credit checks or consumer reports may be performed by lenders or lending partners from credit bureaus or other providers of credit information. You are not obligated to use this site and are not obligated to contract with any third-party lender, lending partner, or service provider. This content is intended for informational purposes only and should not be construed as legal advice.  All information and disclosures above have been provided by each respective lender, AAMCO of South Plainfield does not accept responsibility or liability for its accuracy, completeness or legality.